Sun, Surf & Sand

Insurance Services

We help people protect what matters most, and we stay to service what we sell. From saving you money to safeguarding your business and your family's future, we make insurance simple. One team, every carrier, always on your side.

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Client Portal

View documents, pay your bill, and request changes — from any device.

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A Faster Way to Share Information

Skip the Back-and-Forth

We’ve partnered with Canopy Connect to make shopping for insurance quick, easy, and secure. With just a few clicks, you can share your information using your carrier login or a declarations page — so we can focus on finding the right coverage for you and keep the process as smooth as possible.

We’re Alerted InstantlyThe moment you submit, our team is notified.

We Find Your Best RateWe’ll review your coverage and call you with our best quote.

Call for a quote: (850) 937-7014

Get started — it only takes a minute

​Get Flood Insurance Quote with Neptune

About Our Agency

Sun, Surf, and Sand Insurance Services, Inc is a full service insurance agency providing personal as well as commercial insurance including but not limited to:

• ​Automobile
• Homeowner
• Dwelling Fire
• Renter’s​

• Life Insurance
• Umbrella Insurance
• Business/Commercial Insurance
• Commercial Auto Insurance

​If you're not thrilled with your current insurance contact us today.

Learn More About Us

Learn More About Insurance

When it comes to insurance, we've got you covered. Learn more about how our products can help you.

• View All Products
• Home Insurance
• Auto Insurance 
• Flood Insurance

• BOP Insurance
• Business Insurance 
• Renters Insurance
• Motorcycle Insurance​

Contact Us Today

Phone: (850) 937-7014​
Email: [email protected]​

Location:
9375 Emerald Coast Parkway West
Suite 18
​Miramar Beach, FL 32550

Agency Hours:
Monday - Friday: 9:00am - 5:00pm

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Directions

We're proud to represent great insurance carriers like: